Dubai, United Arab Emirates
Dmitrii Votintsev
Chief Product & Technology Officer
Fintech, payments and digital assets. AI-native product organisation: idea to MVP in 2–3 weeks.
01 / Now
What I'm building
6 product domains on one regulated platform
I run product and engineering for a regulated payment and digital-asset platform.
- product domains
- 6
- teams
- 13
- people, in-house and across 3 vendors
- 96
- Custodial wallet
- Visa card issuance
- On/off-ramp
- B2B payments
- Crypto acquiring
- Exchange with trading terminal
- OTC
- Tokenised stocks
- Earn
Feb to Sep 2026
- products to production
- 9
- registered users
- 39K → 80K
- KYC conversion
- 42% → 56%
- new depositing clients a month
- 836 → 1,899
Chief Product & Technology Officer · Feb 2026 to present
02 / Background
Before this
1inch
Senior Product Owner
2025 to 2026
The institutional B2B API, owned end to end: vision, roadmap, launch and iteration.
MCP server over the API for AI agents. Solution delivery cut from 2 to 3 weeks to 2 to 3 days.
Grineo
CPTO
2023 to 2025
A crypto wallet with Visa cards, from nothing to the App Store and Google Play.
Team 2 to 50+. 3K+ cards issued within 7 months of the October 2024 launch.
Quadcode
CIO · 6 years
2017 to 2023
Operations for a high-load trading platform with 200K+ daily users.
Critical incidents down 95%, infrastructure cost cut by about 50%.
KODIBOX
Founder & CEO
2019 to 2022
A B2B SaaS of my own, started with my own money: Environment-as-a-Service for engineering teams.
Break-even and exit, about $40K MRR.
Bank-Technology
10 years
2007 to 2017
Banking technology, from Java developer to head of department.
03 / Approach
How I work
AI-native product organisation
Idea to working MVP in 2–3 weeks
Since 2023 my teams work with AI agents every day. Product managers validate an idea on a working prototype with real integrations before engineering touches it. Reporting is assembled by agents from the systems of record, nobody writes a status by hand. The method, its limits and the figures are in the articles here.
One architect with AI agents shipped backend, frontend and admin of a new product to staging in 9 days against a 10.5-week, 17-person plan.
04 / Perspective
What I write about
The work behind the product.
How product development changes once code gets cheap. Status reporting, and what replaces it.
Crypto cards, custody, wallets and regulation. Management, mostly the unglamorous parts.
05 / Contact
Get in touch
Product, technology and digital-asset conversations.
The best way to reach me is a message on LinkedIn.
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